---
title: "Kimberly Howard | Financial Advisors"
description: "Kimberly Howard at KJH Financial Services. Kimberly J. Howard, CFP® , CRPC® , ADPA® is the founder and owner of KJH Financial Services in Needham MA,…"
url: https://financialadvisors.com/advisors/kimberly-howard/
---

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![Kimberly Howard](https://financialadvisors.com/wp-content/uploads/2023/06/2102011612190905KimHeadshotOriginalcolorchanged.jpg)

# Kimberly Howard

KJH Financial Services

investment

Certified Financial Planner Chartered Retirement Plans Specialist

Email Advisor

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## About

Kimberly J. Howard, [CFP®](http://www.cfp.net/utility/find-a-cfp-professional/Details/?key=d29a4ee7-6c96-4ae2-8c42-898a1104b974&SimpleSearch=True&CityStateZip=02494&City=&Zip=02494&Radius=5&AreasOfSpecialization=&Page=1&Session=61246) , [CRPC®](http://www.cffpdesignations.com/Designee/Results?f=Kimberly&l=Howard&d=CRPC&c=Needham&s=MA&p=02494) , [ADPA®](http://www.cffpdesignations.com/Designee/Results?f=Kimberly&l=Howard&d=ADPA&c=Needham&s=MA&p=02494) is the founder and owner of KJH Financial Services in Needham MA, Newton MA and Denver CO. She is a Certified Financial Planner™ practitioner and has over fifteen years of experience in financial management and education. She enjoys helping clients explore and achieve their life goals through effective comprehensive financial planning.

Kimberly holds a Master of Science degree in Computer Science Information Management from Boston University. She earned a Bachelor of Science degree in Mathematics and Physical Education from Stephen F. Austin University in Texas. She attended Boston University for her Certification in Financial Planning and H&R Block for Tax Preparation Certification.

Kimberly is currently an adjunct faculty member at MetroState University where she teaches General Financial Planning Principles, Income Tax, Retirement Planning and Estate Planning. She is a past adjunct faculty member at [Boston University](http://www.kjhfinancialservices.com/Boston%20University%20Faculty%20Bios.pdf) and The College for Financial Planning [.](http://www.cffp.edu/)

Kimberly is a member of the Financial Planning Association (FPA) and The National Association of Personal Financial Advisors (NAPFA). She was named to the Metropolitan Who’s Who Among Executive and Professional Women.

## Firm Information

![KJH Financial Services logo](https://financialadvisors.com/wp-content/uploads/2023/06/2102011612191124CFPFlame.jpg)

Firm KJH Financial Services

Position Owner/Advisor

Agency Type ria

Firm CRD# 142443

About Firm

**START YOUR PLANNING TODAY**

If you have financial challenges to solve or financial goals to achieve, then KJH Financial Services is for you. Consider, inadequate or improper planning can be financially disastrous. Insufficient retirement savings can force a reduced lifestyle and possible postponement of retirement. An uninsured loss can eliminate accumulated wealth. Improper tax planning can result in higher than necessary taxes causing dollars to be lost to an accumulation plan or to one’s heirs. Our [financial planning solutions](http://www.kjhfinancialservices.com/Financial%20SnapShot.htm) can help you to achieve both financial security and greater wealth. Start your financial planning today. Locations in Needham MA, Newton, MA and Denver, CO.

Firm Location

## Professional Details

Advisor CRD# 5246162

Fiduciary Yes — acts in your best interest

Compensation Fee-Only

Designations

Certified Financial Planner Chartered Retirement Plans Specialist

## Company Profile

Company Size

Est. 2004

Resources

[Blog →](https://kjhfinancialservices.wordpress.com/)

## Practice Focus

Specialties

- Holistic Financial Planning 60%

- Retirement Planning 25%

- Tax Planning 15%

Preferred Client Type

- Baby Boomers 65%

- Business Owners 15%

- LGBTQ 10%

- Other 10%

## Education

Education

**Boston University**

## About Me

Community Involvement Certified Financial Planner Board of Standards (CFPBS), Financial Planning Association (FPA), NAPFA

### Contact Information

Email Advisor

Thanks! Your message has been sent.

[(781) 413-4879](tel:7814134879)

Address 137 Taylor St, Needham, MA 02494, USA

### At a Glance

Founded 2004

### Links

[Website](http://www.kjhfinancialservices.com/) SEC Form ADV Not provided Form CRS Not provided

[BrokerCheck Profile](https://adviserinfo.sec.gov/individual/summary/5246162)

### Connect

[LinkedIn](https://www.linkedin.com/in/kimberlyjhowardcfp/) [X](https://twitter.com/KimHowardCFP) [YouTube](https://www.youtube.com/@KimberlyHowardCFPCRPC)

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