About

Noah Schwab, CFP®, is a fee-only fiduciary financial advisor in Spokane, Washington, and an owner of Stewardship Concepts Financial Services. He helps retirees and people nearing retirement make smart decisions about Roth conversions, 401(k) withdrawals, Social Security timing, required minimum distributions, and retirement income. Many of his clients have saved $1 million or more in a 401(k) or IRA. At that level, taxes become one of the biggest planning decisions. Noah is paid only by his clients, never by commissions. He has been quoted in MarketWatch, U.S. News, Yahoo Finance, and the Spokane Journal of Business. He serves clients in Spokane, Eastern Washington, and nationwide through video meetings.
Investment Philosophy
We build retirement portfolios around one question: how will you use this money? In retirement, a portfolio has to fund your income, not just grow. We design each one around your spending needs, your tax situation, and the level of risk you are comfortable with. Our approach is disciplined and grounded in research, not headlines. Portfolios combine quality dividend paying stocks with low cost ETFs chosen for tax efficiency. We rebalance on a regular schedule. We do not try to time the market. Taxes shape every investment decision we make. We coordinate your portfolio with Roth conversions, withdrawal order, RMDs, qualified charitable distributions, and tax loss harvesting. The goal is simple: keep more of what you have saved and make it last.

Firm Information

FirmStewardship Concepts Financial Services
PositionOwner
Agency TypeRIA
Firm CRD#801134171
About Firm
Stewardship Concepts Financial Services is a fee-only fiduciary financial planning firm in Spokane, Washington. We help retirees and people nearing retirement turn their savings into a clear, tax smart retirement plan. Our focus is the decisions that matter most at this stage: Roth conversions, 401(k) and IRA withdrawals, Social Security timing, required minimum distributions, charitable giving, and retirement income. We work best with people who have saved $1 million or more in a 401(k) or IRA. At that level, tax planning can make a meaningful difference in how much you keep. Our team includes three CFP® professionals with more than 50 years of combined experience. The firm was founded by Edwin Hill, CFP®, and is now led by owners Noah Schwab, CFP®, and Amy Drury, CFP®. We are paid only by our clients. We earn no commissions and sell no products. Clients can choose a standalone retirement plan or ongoing planning with investment management. We meet in person at our Spokane office and serve clients nationwide by video. When you call, you reach the same local team that knows you and your plan.
Firm Location

Professional Details

Advisor CRD#7236313
Fiduciary Yes — acts in your best interest
Licenses
Series 65

Investment Information

Assets Under Management$174.6M
SEC Form ADV View Form ADV →

Company Profile

Company Size
Est. 1998
Resources
Blog →

Practice Focus

Specialties
  • Estate Planning 20%
  • Financial Planning 20%
  • Retirement Planning 20%
  • Tax Planning 20%
  • Wealth Management 20%
Preferred Client Type
  • Dentists 20%
  • High Net-Worth Individuals 20%
  • Law Firms 20%
  • Medical Doctors 20%
  • Retirees 20%

Education

Years of Experience 6
Education
Grand Canyon University

About Me

Hobbies & Interests
CampingChessHikingPickleballSkiing/SnowboardingTraveling
Favorite Sports Teams
Seahawks
Community Involvement Financial Planning Association (FPA)
Languages Spoken
English