---
title: "Ryan Hughes | Financial Advisors"
description: "Ryan Hughes at Bull Oak in Rancho Santa Fe, CA. Bull Oak is a Fiduciary Financial Advisor in San Diego that provides financial advice to executives,…"
url: https://financialadvisors.com/advisors/ryan-hughes/
---

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![Ryan Hughes](https://financialadvisors.com/wp-content/uploads/2023/06/ryan-headshot-2.jpg)

# Ryan Hughes

Bull Oak

Retirement Planning

Master of Business Administration (MBA)

Email Advisor [Schedule Intro](https://bulloak.com/meeting/)

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## About

Bull Oak is a [Fiduciary Financial Advisor in San Diego](https://bulloak.com/) that provides financial advice to executives, working professionals, and business owners.

Ryan Hughes' Bio:

My grandparents adopted me as a child. Growing up in a household that experienced the Great Depression, worrying about money was the standard.

This upbringing provided valuable lessons and helped develop my philosophy on money management. There’s no substitute for level-headed, data-informed financial advice.

I’m deeply passionate about financial planning, and it pains me to see good-hearted people who have worked hard for their money not realize their full potential.

That’s why I started Bull Oak.

Since launching the firm, I’ve been honored to be listed in [InvestmentNews 40Under40](https://40under40inadvice.com/winners/ryan-hughes/), and our firm has been named one of the fastest-growing by Wealth Management Magazine. But most importantly, our clients are [raving fans](https://www.yelp.com/biz/bull-oak-capital-san-diego-2#reviews).

Reach out today and learn why our clients love us. I’d love to meet you.

Here are a few more highlights:

- MBA from the UCLA Anderson School of Management

- BS from the University of Southern California

- Finance experience at Merrill Lynch, Morgan Stanley, and Wedbush Securities

- Proud U.S. Navy veteran as a Visit, Board, Search, and Seizure (VBSS) team member

- Two amazing kids and a fantastic wife who has supported me through it all

Investment Philosophy

Our philosophy centers on four principles: invest in growth potential, diversify efficiently, buy during weakness, and manage risk systematically.

## Firm Information

![Bull Oak logo](https://financialadvisors.com/wp-content/uploads/2023/06/bull-oak_logo-color.png)

Firm Bull Oak

Location Rancho Santa Fe, CA, USA

Position Owner

Firm CRD# 170325

About Firm

Many firms operate like an assembly line and treat you like a product. We think thoughtful financial planning and well-researched investment decisions provide you with the best probability for success.

So that’s what we do.

We’re passionate about good financial advice. Helping you achieve and do more is what drives us.

How you earn, spend, and invest your income will determine your future lifestyle. We approach planning with a pragmatic, data-driven mindset using a fact-based process to determine the best path for you. It begins with an empathetic discovery session to help us understand your goals and give you a higher probability of success.

Firm Location

## As Featured In

Advisorpedia Bankrate Financial Advisor Magazine LinkedIn Market Watch RIAbiz US News and World Report Yahoo! Finance

## Professional Details

Advisor CRD# 5430536

Fiduciary Yes — acts in your best interest

Designations

Master of Business Administration (MBA)

Licenses

Series 65 S65

## Investment Information

Assets Under Management $330M

## Practice Focus

Specialties

- Holistic Financial Planning 50%

- Portfolio Management 50%

Preferred Client Type

- High Net-Worth Individuals 100%

## Education

Years of Experience 18

Education

**UCLA Anderson School of Management**

**University of Southern California**

## About Me

Military Veteran ✓

Favorite Sports Teams

USC Trojans

Fun Facts

Favorite Travel Destinations Bora Bora, Cotswolds, and San Diego

### Contact Information

Email Advisor

Thanks! Your message has been sent.

[(858) 999-3550](tel:8589993550)

Address 16236 San Dieguito Rd, Suite 4-21

### At a Glance

AUM $330M

Founded 2014

### Links

[Website](https://bulloak.com/) [Blog](https://bulloak.com/blog/) SEC Form ADV Not provided Form CRS Not provided

[BrokerCheck Profile](https://adviserinfo.sec.gov/individual/summary/5430536)

### Connect

[LinkedIn](https://www.linkedin.com/company/bull-oak-capital) [Facebook](https://www.facebook.com/bulloakcapital/) [Instagram](https://www.instagram.com/bulloak_/)

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