Financial Advisor in Fort Myers, FL with 8 Year(s) of Experience
Certified Financial Planner (CFP) - 264033View More
Cambridge Investment Research Advisors
Connecting You to Your Investments:
Invest with confidence, knowing that multiple entities are working toward protecting your financial assets.
You have the freedom to choose to interact with your financial professional through a fee based or commission relationship, or both, based on your financial needs.
A registered representative is licensed to sell securities, provides financial guidance to their clients and is typically paid a commission when you purchase a financial product.
An Investment Advisor Representative (IAR) provides financial guidance to their clients and is generally paid a fee for either managing assets, giving advice, or both.
A broker-dealer facilitates the buying and selling of securities on behalf of the registered representative licensed with the firm and holds responsibility for regulatory compliance and adherence to securities laws.
A Registered Investment Adviser (RIA) processes the fee-based business of IARs licensed with the firm and holds responsibility for regulatory compliance and adherence to securities laws.
Custodian and Clearing Firms
Custodian and Clearing Firms provide the trade execution, clearing, custody and other services for securities and related transactions.
An independent broker-dealer can choose a non-affiliated clearing firm to provide the trade execution, clearing, custody and other related services for clients of their financial professionals. A clearing firm may also be a registered broker-dealer. Clearing relationships are typical throughout the industry and allow your financial professional to focus on helping you achieve your investment goals while taking advantage of the clearing firm's safeguards for the physical protection of your assets.
The Securities Exchange Commission (SEC) is an agency of the U.S. government that oversees the Financial Industry Regulatory Authority (FINRA), which in turn oversees broker-dealers, clearing firms, and your financial professional. Both the SEC and FINRA require members to comply with various rules intended to regulate and oversee the operation of financial markets and the sales practices of financial professionals. Regulators aren't associated with, and do not endorse Cambridge. You can review the regulatory standing of Cambridge and each associated financial professional by visiting FINRA's BrokerCheck.
Firm SEC Form ADV
Firm SEC Form CRS
Bachelor of Science
Duration: 1982 - 1987
Duration: 1993 - 1996
Series 7, Series 66, Life and Disability, Annuities
Advisor SEC/CRD #
Research this Advisor:
Are you a Fiduciary?
Do you receive any commissions or fees based upon financial products that you provide to your clients?Yes
Methods of Compensation
Assets Under Management (AUM), Fee-Based, Subscription
Preferred Client Type
National Association of Estate Planners & Councils (NAEPC)View More >
Financial Planning Association (FPA) - 464186View More >
Certified Financial Planner Board of Standards (CFPBS)View More >
American College of Financial ServicesView More >
Articles & Blogs
Faith and Familiy, Auto Racing, Fishing, Investing, Reading, Air Shows, Flying, Volunteering, Weight Lifting
Publications Featured In
Important disclosures can be found at: https://www.investingthatmatters.info/disclosures
What is Sustainable Investing?
Sustainability focuses on meeting the needs of the present without compromising the ability of future generations to meet their needs. The concept of sustainability is composed of three pillars: economic, environmental, and social. This is informally known as profits, planet, and people.
Sustainable Investing is a broad term for investment approaches that consider Socially Responsible Investing (SRI) as well as Environmental, Social and Governance (ESG) factors. The Sustainable Investing category also includes measuring the Impact from the investments.
When you invest, you are buying into a business. Your investment shows support for the products and services that the business produces. Your investment also shows support for the manner in which that business is operated. Do you really know who you are in business with? Do their values match yours?
Many people ask if investing in Sustainable values with affect their profits. One analysis compiled various studies around sustainable investing and came up with some interesting results. 88% of studies found that companies adhering to Social or Environmental standards showed better operational performance. 80% of studies showed that adhering to Social or Environmental standards had a positive effect on the company's stock price performance.
According to Morningstar, estimated flows into sustainable funds reached $13.5 billion through September 2019. This is a substantial increase from the $5.5 billion invested in all of 2018. That accounts for a growth rate of more than 150%.
Would you like to be a part of this growth?