Category: Retirement Planning

At some point in your career, chances are, you may decide to leave your current employer for a better opportunity or to finally decide to work for yourself. If you have participated in an employer’s 401k, you may be wondering if you should take your 401(k) with you – a fiduciary can help.  The fact is you […]

Should You Have Taxable Savings in Retirement? When saving for retirement, we often prioritize tax-deferred accounts. But we should save for retirement in other types of accounts, too. After reading this week’s blog, you should better understand why it makes sense to include taxable savings in your retirement accounts. If your employer offers a match, […]

Apprise’s Five Favorite Reads for the Week of October 2, 2022 Married couples don’t always plan to retire at the same time. According to a recent study by Fidelity, 48% of couples disagree on the age at which they plan to retire. For others, circumstances like an unexpected job loss or health issue push spouses […]

Municipal Bonds: Investing Opportunity After Recent Weakness 2022 has been a year of adjustments. Reassessing risk and rebalancing asset allocation have been top of mind for investors for many months now. Most asset classes have fallen in value due mainly to inflation risks, elevated interest rates, and higher commodity prices. One market that has corrected more rapidly […]

Municipal Bonds: Investing Opportunity After Recent Weakness 2022 has been a year of adjustments. Reassessing risk and rebalancing asset allocation have been top of mind for investors for many months now. Most asset classes have fallen in value due mainly to inflation risks, elevated interest rates, and higher commodity prices. One market that has corrected more […]

How Is Income in Retirement Taxed? When we stop working, we continue to pay taxes on our income in retirement. How much and what type of tax we pay varies depending on which account the money comes from – and the tax characteristics of that account. Different income streams are also taxed in different ways. […]

Working Real Estate Investing into Your Retirement Strategy One of the most important realizations you can come about your financial wellbeing is this: during your active work years, the money you earn is for meeting your current needs as well as your needs during retirement. When you see this, you start to understand why planning […]

Pullbacks Are What Markets Do The market’s recent activity has increased angst among investors. Russia’s attack on Ukraine adds to the concern. Many investors were already on edge because of higher inflation, and the likelihood the Fed will raise interest rates. These factors offset strong fourth-quarter earnings growth for companies in the S&P 500 Index. […]

Designating Trusted Contacts and Naming Beneficiaries Have you designated a trusted contact and named beneficiaries for your financial accounts? If you haven’t, you should consider doing so sooner rather than later. Over the past week, we have reviewed the profile information for every client account managed by Apprise. After that, we will send emails to […]